Monday, September 5, 2011

Key Benefits of Using a Lowe's prestige Card

Are you the type who would want to save money for other equally prominent expenses (like bills, etc)? If you frequent Lowe's, then getting a Lowe's prestige Card may be the perfect explication to your shopping needs.

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The prestige card itself is owned by Ge Money Bank. (It is also the issuing bank.) They give you two card options: the Lowe's card (basic card) and the Lowe's scheme Card.

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Lowe's is the approved card that can be used at Lowe's (and even at lowes.com). This card is mostly used by regular shoppers. They also offer deferred cost schemes and has an Apr of 21.9%. Also, you don't pay interest for over 9 purchases, provided that it is paid off within 6 months or less.

For an introductory qualifying buy of ,000, you can get the Lowe's scheme Card. This card caters more to enterprise customers than the regular customers. With a prestige limit of about ,000, the said card allows you a "6 month scheme window" - in essence, no interest in those 6 months, and no balance due for purchases. Its Apr will be at a range of 7.99% to 17.99, at least for the first project. Plus, if you are inspecting major home improvements, a larger prestige line can be made ready for you.

Both cards offer the following benefits:

-Applying for a Lowe's card is easy and fairly fast. Upon application, the applicants with a good to fair prestige rating would roughly always receive approval. You can apply at any Lowe's store or online. The bank would then check prestige history and may take a maximum of 7 enterprise days upon approval of application. Online applications get an instant response.

-There is no yearly fee.

-Low monthly payments.

-You can convert the prestige line.

-They have some financing options, aside from the usual discounts. One of those is the deferred cost scheme.

-Secure Sockets Layer (or Ssl) is used to help protect online transactions. Basically, this technology uses encryption of sensitive account information, ensuring that online account transactions are safe to do.

-You can do online transactions as well, specifically requesting for a prestige balance refund.

-They can add further cards for other members of the house with no extra charges.

-The aesthetically known man has three card fabricate versions to pick from.

-They offer a grace period of 26 days without your account incurring interest.

-You can receive your bills online via their E-Bill facilities.

So if you are thinking of doing home improvements, consider getting a Lowe's. A simpler, easier life - that's what Lowe's can do for you.

Key Benefits of Using a Lowe's prestige Card

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